Why You Should Trust Us
Investopedia staff editors and researchers work on behalf of consumers, not insurance companies. For every financial product review we create, we pore over data from providers and other credible sources to provide objective, comprehensive analysis. For this list of the best dental insurance with no waiting period, we considered nine insurers and 29 criteria that are important when choosing a dental insurance company and plan. Investopedia has been a trusted source of financial information since 1999 and has been helping readers find the best dental insurance since 2020.
How We Chose the Best Dental Insurance With No Waiting Period
To create this list, Investopedia staff editors and researchers started by narrowing the field of insurers to consider. We used business and industry databases to get insights into providers’ market share, and user-generated data from Google to understand trends and public interest in stand-alone dental plans. This analysis narrowed our focus to nine key companies offering dental insurance with no waiting periods for preventive, basic, and major care.
For those insurers, we gathered data directly from company websites, media contacts, and existing partnerships. We also collected data from the National Association of Insurance Commissioners (NAIC), a standard-setting and regulatory support organization that maintains a database of customer complaints.
Investopedia editors and data analysts then developed a quantitative model that scored each no-waiting-period dental insurance provider based on 11 criteria that fall into five major categories and are crucial in evaluating a company’s offerings and benefits. We weighted the five categories as follows for this article:
- Cost-to-Value: 40%
- Coverage: 30%
- Customer Satisfaction: 15%
- State Availability: 10%
- Customer Service: 5%