ClearScore has announced a record year for its UK business, with operating profit up 194% to £18.8 million and revenue climbing 17% to £89.7 million. The strong performance reflects the company’s ability to scale rapidly, with more than 15 million UK users now engaging with the platform.
The ClearScore Group, recognised globally as a leader in financial marketplaces, reported that the combined Group is now generating close to £150 million in annual revenue, underscoring its international growth.
In the UK, the results highlight an exceptional trading year. Revenue increased by 17% to £89.7 million, while operating profit surged from £6.4 million in FY23 to £18.8 million in FY24. This was supported by growing operational efficiencies, high levels of user engagement, and exclusive lending partnerships that continue to strengthen the platform’s market position.
Recent strategic milestones and operational highlights include:
- Over 1.5 million product sales of credit cards, unsecured personal loans and car finance, together with strong growth in current accounts and savings. Over 40 exclusive offers, saving users millions of pounds in interest and the most highly converting journeys, smoothing the path to credit for millions.
- Acquisition of credit marketplace Aro Finance (January 2025), strengthening ClearScore’s reach in the UK by adding a significant B2B2C channel through embedded finance to its core proposition. ClearScore subsequently launched ‘ClearScore Everywhere’ in the UK (July 2025), integrating its data-driven credit matching platform into third-party digital channels, offering personalised credit solutions to partners’ customers.
- In the last year, D•One, ClearScore’s open banking services business, has sparked the beginnings of a sea-change in credit decisioning practices by proactively sharing user permissioned open banking data with lenders at scale. Dozens of lenders have now integrated with D•One, including NewDay and Zopa, enabling them to leverage D•One’s enriched dataset to make responsible credit offers to consumers who would otherwise be excluded from mainstream lending. Twenty-three per cent of all lending on the ClearScore marketplace is now driven by open banking.
- Investment in debt consolidation loan technology and partnerships. Newly developed ‘Clearer’ technology, whereby debt consolidation loans are paid straight to creditors on a borrower’s behalf, has been scaled with the addition of new partners and diversification into secured loan broking.
- £30 million financing secured from HSBC Innovation Banking UK (February 2025), supporting global expansion and continued product innovation.
The ClearScore Group operates three businesses, ClearScore, DriveScore and D•One, supporting consumers and more than 200 financial services partners globally. ClearScore celebrated its 10-year anniversary in July 2025 and now supports over 24 million users worldwide in making better financial decisions, with a continued focus on cutting-edge technology, permissioned data at scale and best-in-class user engagement.
Smartphone telematics app, DriveScore, now has over 630,000 users. It helps people save up to £450 on their car insurance by being a good driver. Users have logged over 2.5 billion driving miles on the app.
The Group has continued to invest strategically in product, technology, and API integrations with partners. In addition, the Group continues to diversify outside of its core market by investing and growing its international businesses in South Africa, Australia, New Zealand and Canada, with now close to 10 million international users and an increasingly powerful set of API integrations.
Justin Basini, Co-Founder and CEO of The ClearScore Group, said:
“2024 was a transformational year for ClearScore. Our UK business delivered exceptional growth and profit, demonstrating the power of our model and the trust we’ve built with millions of users. We’ve also laid strong foundations internationally and are pleased to broaden the Group impact while continuing to invest in innovation and new markets. The acquisition of Aro Finance and support from HSBC Innovation Banking further strengthen our momentum as we continue to build as a global leader in financial marketplaces.”