The decision about engine type is no longer only about the cost involved. Since fuel prices, emissions laws and caring for the environment matter, the car you choose reflects your lifestyle as well as your finances. If you drive for short distances, often on the motorway or want to lower your impact on the environment, different engines can help you. Taking into account Clean Air Zones and ULEZ rules and how CarMoney car finance deals can help you finance your next car, is a good idea before you buy.
Petrol Cars – Simplicity and Upfront Savings
For those who clock up mostly short, urban journeys, petrol remains a strong contender. Initial costs tend to be lower than diesel or hybrid equivalents, and servicing is generally straightforward. Although less fuel-efficient than some alternatives, petrol engines warm up quickly — ideal for stop-start travel. Keep in mind, however, that many non-Euro 6 compliant petrol models attract daily charges in areas like London’s ULEZ.
Diesel Cars – Long-Distance Power
Those covering regular long-distance routes might still find diesel appealing. Diesel engines often provide superior fuel economy on motorways and offer more torque for heavier loads or towing. However, with more cities adopting Clean Air Zones, drivers of older diesel vehicles may face additional charges if their engines fail to meet Euro 6 standards. They also tend to be more expensive to service and repair, particularly when fitted with particulate filters.
Hybrid Cars – Balanced Efficiency
A hybrid car blends combustion and electric power to enhance fuel economy, especially during urban driving. Unlike plug-in versions, standard hybrids recharge through regenerative braking, requiring no external charging point. This setup suits varied driving patterns and is often exempt from low-emission charges. The downside? Higher upfront costs and limited all-electric range. Still, they make a strong case for those balancing urban travel with occasional longer drives.
Plug-In Hybrids – Versatility with a Caveat
Plug-in hybrids offer short electric-only journeys — ideal for school runs or commutes — with petrol backup for extended trips. They provide lower emissions when charged regularly but can become inefficient if driven on fuel alone. Charging infrastructure plays a role here; without regular access to a plug, the benefits shrink.
Electric Cars – Clean and Quiet
Nothing matches a fully electric vehicle when it comes to eliminating tailpipe emissions. Running costs per mile are significantly lower than fossil-fuel cars, and maintenance is reduced due to fewer moving parts. Most EVs now offer real-world ranges of 150–300 miles, depending on model and conditions. Crucially, electric cars are exempt from ULEZ and CAZ charges, making them perfect for city dwellers. However, the reliance on home or public chargers requires careful planning, particularly in rural areas or flats without off-street parking.
Clean Air Zones and ULEZ – What You Need to Know
Cities including London, Birmingham, and Glasgow have adopted emission-controlled zones aimed at reducing air pollution. ULEZ-compliant vehicles must meet Euro 6 (diesel) or Euro 4 (petrol) standards to avoid daily charges. Hybrids and EVs, in most cases, face no penalties. For those living near or frequently travelling into these zones, opting for cleaner technologies could result in significant savings over time.
What’s Best for You?
- Urban Drivers: Consider electric or hybrid models for reduced emissions and congestion zone perks.
- Motorway Regulars: Diesel may still prove most cost-effective for long commutes, especially for high-mileage users.
- Mixed Use: Plug-in hybrids offer the flexibility of short electric trips with petrol backup.
- Budget-Conscious Buyers: Petrol vehicles remain the most accessible entry point, with fewer purchase hurdles.
Tailoring Your Drive
Every situation calls for a different type of fuel. The choice depends on your driving style, where you live and what’s important to you. If you care about cutting emissions, using less fuel on long trips or avoiding city charges, there’s a good option for you. When you finance your car with CarMoney, making it perfect for you doesn’t mean you have to pay more.